Why are money important survival kit

Why are Money Important in a Survival Kit? 5 Reasons Why!

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We live in very interesting, yet perilous times. This means that global events can drastically shift in no time. Whether it’s a natural disaster, a military conflict or another calamity, having an emergency kit set up and ready is crucial. And one of the things that you need to carry is cash. But why are money important in a survival kit?

Carrying money in a survival scenario can be extremely helpful if you need to buy something and electronic transactions are down.

Banks and credit cards might not be an option during such catastrophic events, so paper money can be indispensable.

For example, keeping a couple of hundred bucks in your BOB (bug out bag) can be the difference between getting valuable supplies and not being able to buy anything at all.

Now let’s see exactly why keeping a stash of $ with you can make a difference in SHTF situations!

5 Reasons for Keeping Cash in Your Emergency Kit

Below you’ll find 5 solid and logical reasons as to why it’d be a great idea to carry some old-school cash with you when things go south.

Why are money important in a survival kit, payment terminal

1. Credit or Debit Cards Won’t Work

If the power supply has been cut off, then you can forget about electronic transactions.

This includes trying to pay for a hotel room, gas, food or just about anything else nowadays.

If the power grid goes down then there would be no power for POS terminal machines to work.

Why are money important in a survival kit, credit card in a hand

2. Some Smaller Businesses Don’t Accept Credit Cards

Believe it or not, there are still small businesses out there that don’t take credit or debit cards for payments.

This is especially true if you live in a remote, smaller community where cash is still the standard payment method.

But even if you venture to another place when disaster strikes, you can’t be certain that you won’t end up in a small rural town that’s not exactly credit card-friendly.

Why are money important in a survival kit, wallet and a card

3. Banking System Collapse

If the banking system in your country shuts down, carrying your card will be of no good.

Not only that but in extreme catastrophic events, there might even be looting and pillaging banks nationwide.

That’s where cash comes in handy as it’ll still let you get various services and goods.

Why are money important in a survival kit, San Francisco toll system

4. Getting In or Out of Toll Systems and Campgrounds

Trying to escape danger only to be stopped by a toll system because you’ve got no cash doesn’t sound like a lot of fun.

On another hand, you might be trying to flee from the campground that you’re in, only to find out that you need cash in order to leave.

Sure, in real life-threatening situations you can just drive through barriers or just abandon your vehicle if it slows you down, but having cash would make things much simpler.

Why are money important in a survival kit, fire

5. Using Paper Money as Kindling

Although this may sound like completely lunacy at first, your cash could be your only option for starting a fire in dire situations.

If you’re out of matches or your lighter is empty or if you lost your fire starter kit, then the dry and easily flammable cash in your pocket can help you start a fire.

With that being said, we don’t support burning real money in any shape or form, but we’re talking about survival here!

What is the Purpose of a Survival Kit?

The purpose of survival kits is to help you survive longer in case of emergency by supplying you with essential tools and items.

Subsequently, these kits are designed to provide you with basic first aid, shelter, water, food and tools to start a fire.

These emergency kits can in different shapes and sizes, although they’re generally 3 main categories:

  • Bug out bags (backpacks)
  • Buckets
  • Duffle bags

Generally speaking, a properly-equipped survival kit should be sufficient to keep you alive for at least 72 hours (3 days).

And while the quality of the backpack or other emergency kit that you’re using is very important, what’s of utmost importance is what’s inside.

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What do You Need in a Survival Kit?

These are the basic supplies that you’ll need, according to The American National Red Cross (1):

  1. Water (1 gallon/person per day for at least 3 days)
  2. Food (preferably canned and for at least 3 days)
  3. Flashlight
  4. Radio (hand-crank or battery-powered model)
  5. Additional batteries
  6. First aid kit
  7. Medications and medical supply (for at least 7 days)
  8. Multi-purpose tool
  9. Sanitation items
  10. Personal documents (copies of your insurance policy, passport, birth certificate etc.)
  11. Cell phone (with battery charger)
  12. Contact information of your family and emergency services
  13. Additional money (cash)
  14. Emergency blanket
  15. Map (or maps) of the area that you’re in

Note that this is considered the bare minimum for surviving when SHTF.

If your backpack allows it, don’t hesitate to pack even more things, although be careful not to make it too heavy as that will slow you down.

Why are money important survival kit, woman money dollars

How Much Cash Should you Have in an Emergency Kit?

Around $100 to $150 would suffice if you’re alone, but if you’re with your family then $300 at the very least!

Don’t be cheap when it comes to survival cash as it’s always better to have more than you need than not carrying enough to pay for a vital supply.

Also, make sure to store your cash in your survival kit or somewhere easily accessible.

But don’t store it in places that are too easily accessible to not risk accidentally losing your money or even worse getting them stolen by someone else.


So, why are money important in a survival kit again?

Because they can help you buy valuable items and supplies when card payments are not an option.

If the power grid goes down then you can wave goodbye to banks and the banking system in general.

But even if you don’t really need cash, as a last resort you can even use them to start a fire (if there’s no other way to do that).

Now, have you already added some cash into your personal emergency kit?

And if not – what are you waiting for?

Drop your answer in the comment section below!

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